INDmoney Referral Code

Published on January 11, 2024

INDmoney is the most awarded money app in India founded by Ashish Kashyap in 2019. It is a super money app that allows you to invest, save, and plan across all your family members.

It has in confidence some of the top investors in the US namely, Tiger Global, Sixteenth Street Capital, and Steadview Capital. One of the most significant features of INDmoney is its ‘Refer and Earn’ policy.

IndMoney Referral Code

You can use referral codes to receive money directly into your bank account. INDmoney offers you rewards for holding.

Moreover, the value of your rewards increases over time and you can encash your reward holdings anytime. It offers an array of services in FD, mutual funds, US stocks, Indian stocks, Crypto, real estate, bonds, AIF, and many others.

Under the ‘Refer and Earn’ offer of INDmoney you can get an Rs1000 sign-up bonus and Rs1000 for every successful referral made.

Using this offer, you can also get free amazon, bitcoin, and Netflix stock rewards. You earn rewards for every sign-up and successful referral directly into your bank account. Get started with INDmoney today.

Click To Copy IndMoney Referral Code


IndMoney Refer And Earn (Video Tutorial)

[UZY67C7TAPL] IndMoney Referral Code

IndMoney Referral Code


Using Referral Code Get

Free Cashback

Earn per Referral

Upto ₹1000

Sign Up Bonus

Upto ₹1000



Click To Copy IndMoney Referral Code


How to Avail IndMoney Refer Earn Offer

  • Open IndMoney App.
  • Go to the Menu tab.
  • Click on INDMoney Referral Offer.
  • Click on “Invite Friends” ButtonShare your invite link on WhatsApp, Facebook, SMS, etc.
  • Ask your friend to link their bank account on using your invite link.
  • Get up to Rs. 1000 per Refer.

Read also : Upstox Refer & Earn, Groww Refer & Earn

How To Setup INDmoney App

  1. Download the INDMoney App from Play Store. 

  2. Once downloaded, open the app and enter your mobile number to sign up.

  3. Verify your mobile number using OTP.

  4. Enter your name, E-mail id, and the referral code [UZY67C7TAPL] , to complete your sign-in. Every new user gets a signup bonus of Rs1000.

  5. Congratulations you have successfully created your account on INDmoney. You have received an Amazon stock worth Rs1000 on your successful sign-in. Claim now.

  6. You can claim your reward from the ‘Rewards’ tab. Your reward would either be virtual cryptocurrency or virtual US stocks and gift cards.

  7. Log in using your Google account and link the app to your Gmail account.

  8. Now click on the ‘I am new to investing’ button at the bottom of your screen.

  9. Now, on the homepage click on the ‘member’ option at the top of the screen and verify your profile using KYC.

    Fill in the required details, like phone number, Aadhar card number, PAN number, and bank account number, and set up a risk profile.

  10. After verifying all the details complete your KYC verification. Also manually upload your one-year bank statement or ITR.

  11. Now add funds to your IND Super Saver account. For the addition of funds above Rs 5000, you will get a cashback of Rs1000 and for the addition of funds below Rs 5000, you will get a cashback of Rs 150.

  12. The cashback will be debited to your bank account immediately.

  13. Moreover, if you add US stocks worth more than Rs 5000, you will get Rs1000 worth of free Tesla stocks and if you add US stocks worth less than Rs 5000, you will get Rs 250 worth of free Tesla stocks.

  14. Now add your bank account linked with your PAN card. Make sure your bank account is at least 1 year complete and continue to pay. Enjoy your cashback!

  15. To add money to US stocks go to the investment section on the homepage and click on US stocks. You can add money to US stocks now.

  16. Once the time is right you can choose to withdraw your stocks and the cash will be directly transferred to your bank account. You can also sell your stock and get Rs1000 in your bank account.

INDmoney Referral Program

Following are the steps to use the INDmoney referral program:

1. On the home dashboard click on the rewards button.

2. In the rewards tab, you will see that there are three types of referral programs, namely Tesla stock, Amazon stock, and Apple stock. Pick your choice.

3. Now participate in the referral program, refer your friends and earn rewards.

4. You can either copy the link or invite using WhatsApp and other apps.

5. You can now get Amazon stocks, Apple stocks, and Tesla stocks worth Rs1000. You and your friend both can earn through this program.

You can only earn up to Rs15000 per financial year regardless of the number of referrals and not more than Rs 2500 every month.

6. You will receive your reward within 48 hours of your friend completing their sign-up on INDmoney or funding their US stock account for the first time.

If your friend adds Rs 5000 or more your reward will be Rs1000 and if your friend adds less than Rs 5000, your reward will be Rs 250.

Available Offers

Some of the offers available on INDmoney are:

  1. A signup bonus of Rs1000

  2. Refer and earn Rs1000

  3. Add funds worth Rs 5000 or more and get an Rs1000 reward 

  4.  Add funds less than Rs 5000 and get Rs 250 reward

Customer Care

In case of any issue, you can contact INDmoney customer service. You can either contact customer service at or call the Toll-Free number - 1800 1033 817.

You shall receive a response within 48 hours. If still your quires are not resolved then you can mail at

Privacy Policy

INDmoney promises to keep your data secure and confidential. The app ensures transparency and provides data integrity and security.

Their privacy policy is in accordance with the Information Technology Act, 2000, and is regularly updated to ensure that all the rules are being followed.

The app may share data with third-party service providers but they ensure complete protection of your private data.

This data is shared to assist with promotions, feedback, and offers or to ask for certain services like fraud management, maintenance services, web analytics, database management, etc…

Some more queries about INDmoney

How to buy/sell stocks

  • To buy stocks on INDmoney:
  1. On the dashboard click on US stocks/IN stocks. Click on ‘Add Stocks Now’ in ‘My stocks’.

  2. Connect with your broker and if you find the platform profitable, buy your desired stock.

  • To sell stocks on INDmoney:
  1. Select a broker. Check the platform and see if you find it profitable.

  2. Deposit the stock you wish to sell, set a price and sell your stock.

  • Charges of Buying / Selling

There are zero brokerage and zero charges for all services on INDmoney. These services include issuance fees, exchange transactions, buying stocks, selling stocks, service fees, etc…

Moreover, there are no foreign exchange remittance charges applied.

How To Withdraw

  1. Click on the ‘My holding’ tab in rewards and select the holding you wish to withdraw.

  2. Confirm your selling order and you will receive the money in your account within 2 to 3 working days.

  • Withdraw Time Period

You need to withdraw your reward within 30 days of issuing or it will expire. Once claimed, the rewards become a part of your reward holdings and do not expire.

  • Charges OF Withdraw
    There are no charges applied on withdrawal and the service is free of cost.

Ratings & Reviews of INDmoney App

The INDmoney app has a rating of 4.4 on the google play store with a download count of over 10,00,000 and a rating of 4.6 on the app store.

There are positive reviews for the app and users are happy with the experience as the app has made investing easier and accessible for them.


Personally, I would highly recommend this app to the readers as it is not only secure and easy to navigate but also offers services free of charge.

You can easily access your transactional and financial details and there is a wide array of investment options. Moreover, the rewards are really thoughtful and easy to withdraw and use.

INDmoney gives you an ad-free experience, blogs on the latest happenings and workings in the market, and displays all your investment history.

It also provides suggestions from time to time which can be very helpful and is a user-friendly app for beginners.

I hope you liked our article on INDMoney Referral Code , if you have any comments or suggestions do share them in the comments below.

Frequently Asked Questions ( FAQs)

  1. Is INDmoney SEBI registered?

    Ans. Yes, INDmoney is a SEBI registered investment advisor as they want to provide secure and effective services to their users.
  1. How does INDmoney make money?

    Ans. INDmoney generates revenue through the advisory fees from premium subscribers and through the distribution fees gained from mutual funds and AMCs.
  1. Can I trust INDmoney?

    Ans. Yes, you can put your trust in INDmoney as it is a secure app and ensures data protection. INDmoney provides data integrity and privacy protection and ensures that your transactions take place in a secure mode.
  1. Is the INDmoney app safe?

    Ans. INDmoney is a finance app that is extremely secure and ensures data security. It security audit has been done by Bishop-Fox which is a google certified security agency. 
  1. Can we buy Indian stocks from INDmoney?

    Ans. Yes, you can buy Indian stocks from INDmoney. Many Indian stocks are present on the app like TCS, Reliance, Nifty, Infosys, etc…

    You can also get the detailed information regarding these stocks like their quarterly and yearly performance, their growth rate, and a detailed graph of their performance.

Read also : Upstox Refer & Earn, Groww Refer & Earn

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About the author


Ishant Sharma has been passionately working in EdTech industry since quite a long time and he is based in New Delhi.

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