Phonepe Referral Code

Published on January 12, 2024

Looking for Phonepe Referral Code? Well you've landed on the article article.

Technology has made everything advancedFrom having access to the world at the fingertips to facilitating the need for education, entertainment,

and information with easy access to the internet. There are no bounds to the penetration of technology.

Gone are the days when you would need
cash or any fiat currency to make the transfer and exchanges.

Where you needed cash to buy certain products. The days of standing in line to pay the bills.All of these things have been taken care of by digital payment systems. Now the hassle of standing in lines at ATMs and banks to get cash is gone.

According to data, the arena of digital payments in India will reach the heights of $10 trillion by 2026, or the current date market capitalization of digital payment in India is about $3 trillion.

The whole ecosystem is now thriving, flooded by many competitors in the market. One of the best, and our very own digital payment platform Phonepe has established its foot in the market of Indian digital payment.

Phonepe was launched in 2015, by Sameer Nigam, Rahul Charin, and Burzin Engineer. Phonepe is licensed by RBI, Reserve Bank of India, and uses the UPI, United Payments Interface, to facilitate the transaction.

India is a nation of diversities,  Phonepe is available in 11 Indian languages. This allows it to be the most famous and reliable digital payment platform in India.

From facilitating transactions to paying bills to now being the mode of investment, Phonepe has it all. You can
refer to phonepe and earn rewards too.

  • Name of the founders: Sameer Nigam, Rahul Charin, and Burzin engineer
  • You can gain up to Rs. 750 if you refer phonepe to your friends.
  • You just need a verified bank account, and phone number to register on phonepe

This article will be a mini-guide for earning rewards from phonepe. Let's dive in.

No Code Available , Just Install App from the Below Link

 Click To Open Phonepe Invite Link

NOTE : Invite link only applicable for Smartphones

Phonepe Referral Code Video Tutorial

Phonepe Referral Code Table- Get ₹100 On Per Refer

Sign Up Bonus

Upto Rs 1000 Cashback

Earn per Referral

Rs 100

Invite a Friend program

Only For App


Cashbacks and Discounts

App Catagory


No Code Available , Just Install App from the Below Link

Click To Open Phonepe Invite Link

NOTE : Invite link only applicable for Smartphones

How to Avail Phonepe Refer Earn Offer

  • Open Phonepe App.
  • On the dashboard, look for the option 'Invite', appearing in the middle of the screen.
  • Tap on 'Invite'.
  • Choose the social media app of your choice, and now refer phone pay to your friends and family members.
  • Ask your friends and family members to install and sign up on phonepe through your link. If they make their first UPI payment from your referral link, you will receive a cashback.
Phonepe App

How to set up phonepe

How to sign in on phone pay

Step 1:
First of all download the app from the Google app store or iOS app store.

Step 2: After the app is fully installed on your android or iOS device. Open up the app.

Step 3: Enter basic details such as mobile number, and e-mail address.
Step 4: Now click on send OTP.

Step 5: Get your phone number verified.

Step 6: Create a 4-digit password. And it's done.

How to use phonepe

Let's take baby steps, and now learn how to link your bank with phonepe

Step 1: Start by tapping the phonepe icon, located in the top left corner.

Step 2: Go to the bank accounts.

Step 3: Tap on the 'Add new bank'.

Step 4: 
Select your bank, from the given list.

Step 5:
Then validate your registered mobile number

Step 6: After fetching bank details, your bank will be linked to your Phonepe account.

Step 7: Now proceed to set up the UPI pin. After setting up the UPI pin, add the last six digits of your bank account and CV number.

Step 8:
It's already done.

After adding the bank. Account, you can successfully do the transfers.

Phone pe referral program

As we mentioned above, you can gain up to Rs. 75 just by referring phonepe to your friends and family members. Further in this article, we will explain to you about phone or referral programs.

How to get your Phonepe Referral Code or link

Let's understand you will receive cash back from phone pe refer and earn process is up to Rs.100. 

But there are certain terms and conditions, you will need to ask your friends and family members to sign up on phonepe with your link.And if they make their first UPI payment, then you might receive a cashback of Rs.100.

Step 1:
Open your
Phonepe app.

Step 2: On the dashboard, look for the option 'Invite', appearing in the middle of the screen.

Step 3: Tap on 'Invite'. 

Step 4: Choose the social media app of your choiceand now refer phone pay to your friends and family members.

Step 5:
Ask your friends and family members to install and sign up on phonepe through your link. If they make their first UPI payment from your
referral link, you will receive a cashback.

Phonepe referral offer

Phonepe was started back in 2016, since then, phonepe has been successfully climbing the market of digital payments.

One of their reasons for success is cash-backs and cashback referral offersAhead we are introducing you to the new and latest phonepe invite code offer of the phone. Let's look at the offer

  • The referrer who refers to more than five friends or family members will be enabled to receive cashback up to Rs. 750.

  • Another offer is about receiving Rs. 75 for each successful referral, which means a referral will revive Rs. 375 for five referrals.

  • The referred friend, if s/he completes his or her first UPI within a week, the referrer might get the cashback up to Rs. 100. 

Thus, referrals and offers related to it, never end over time, offer changes and help you to avail yourself of more cash backs and more exciting offers.

How to earn your first UPI payments

Well, the first UPI transaction calls for a celebration. Thus, the phonepe has made it more exciting by adding on the exciting cashback offer!

  • If a person is initiating his or her first UPI transaction and has transferred money to another UPI user, the user gets fifty percent of cashback!

  • This transfer will be credited to your phonepe wallet or bank account within 24 hours.

Wallet to Bank Transfer

Yes, you can easily transfer your money from your phone's wallet to your bank account. Let's see how!

Step 1: Open

Step 2: Click on the option of 'my money. 

Step 3: Look out for the 'withdrawal' option on the top of the display menu.

Step 4:
Drag your bank icon and merge it with the wallet icon.

This service is only available to users who have completed the phonepe wallet KYC.

How to refer to friends

Well, the process of referring phonepe to your friends is quite simple.

Step 1:
Open the
 phonepe app.

Step 2: Click on the invite.

Step 3: Choose the social media platform, and start sending links to your friends and family members.

These were the few easy steps to refer phonepe to your friends and family members. And avail yourself of exciting
referral offers and cash backs.

Offers available at the moment on phone

There are several offers for cash backs available on phone pay. We will now describe the most exciting offer available on phonepe.

  • Phonepe new user referral offer. This offer enables you to earn up to Rs.200. 

    To make yourself eligible for this offer, make sure to transfer the mini amount of Rs. 100 through UPI on Phonepe for the first time.

  • This offer is only available after one successful referral.

  • Get Rs. 50 cashback on the VI phone recharge.

  • Avail yourself the cashback of Rs. 1000 on your first payment of water bill through phonepe.

  • Rs.300 cashback is available for Dream 11.

  • Rs. 1000 cashback on Myntra vouchers.

Phonepe Customer care number

Mobile applications such as PhonePe have gained tremendous popularity within the Indian market.

To cater to the general target audience in a better way and enhance the aspect of customer support, the company has issued a Customer Care Number which is active on a 24/7 basis. 

People all around the country can use the number 080-68727374/022-68727374 to effectively reach the customer support team of PhonePe and avail immediate solutions to their queries.

The dedicated customer support team of PhonePe ensures to provide the first response within the first 24 hours of lodging the complaint.

The issue is resolved within 3 working days from the time of complaint registration. Moreover, customers may also opt to send formal enquiries through email and connect with the PhonePe team.

Ratings and reviews of phonepe

According to Master Google, phonepe has an overall rating of 4.3 out of 5. This rating is based upon 504, anonymous reviews by employees and users.

According to data, 86% of employees working in Phonepe recommend their friends and family members to work with the company.

And 86% of employees have a positive outlook for Phonepe. The company is highly rated and is utilized by millions of people all around India.

Terms and Conditions

Every app has terms and conditions, it is the same case with the phone pay. Here is the list of phonepe's Terms and Conditions for referrals and cashbacks.

  • If the phonepe wallet limit has been reached up to the mark of Rs. 10,000. Then the cash back will be credited to the bank account or wallet on the first working day of next month.

  • If there are any queries related to cash backs, it has to be raised within 30 days.

  • Phonepe has the right to to offer award offers and related benefits according to pre internal policy.

  • Phonepe has the rights to amend the terms & conditions, to end the offer, or to call back any offer.

  • Phonepe has the rights to resolve the offers according to terms and conditions.


  • The app has trouble doing use . getting stuck

  • Difficult to understand problem when using it


  • You can now accumulate Gold at regular intervals by setting up a Gold SIP on PhonePe!

  • P.S: Without worry about market risks and fluctuations

  • Superfast App

Final Overview

There are people with both the opinions, for phonepe. Phone had penetrated deeper into the villages of India and enabled people to have access to digital payments.

Phonepe is available in a total of 11 Indian Languages, which enables it to be used by people of any region of the Indian subcontinent.

Paying bills online, doing mobile recharges, and doing digital transactions within seconds with help of QR or UPI ID have made the life of a normal individual very easy.

Be sure to go through all the terms and conditions to enjoy all the rewards and referral bonuses offered by Phonepe Referral Code scheme.

Get in touch with the support team at PhonePe in case of any further doubts about their services and offers issued.

frequently asked questions

Q. How does phonepe referral work?

Phonepe referrals enable referrers to avail the cash back up to Rs. 75 for per successful referral.

And if the referred friend makes the transaction within the first week, with UPI, the referer receives Rs.100 cashback. Whole process of gaining your own referral link is mentioned above.

Q. How do I get phonepe invite rewards? 

There are many ways to avail phonepe invite rewards. Few of the awards and offers are mentioned above in the article.

Q. How can I get free rupees on phonepe? 

You can go to nsy offer page, and then download the app through the link and sign up on phonepe and then send money to the other UPI user or do the transaction with UPI.

You can also have rewards and exciting vouchers.

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About the author


Ishant Sharma has been passionately working in EdTech industry since quite a long time and he is based in New Delhi.

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